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WEBSITE DISCLAIMER

CJM Fiscal Management, Inc. (CJM) is a registered investment adviser located in New York State. Securities are offered through H. Beck, Inc. member FINRA / SIPC, a registered broker-dealer. CJM may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirement (NY, NJ, CT, FL, CA, NH, OR). CJM’s website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. CJM does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to CJM’s website or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

For information pertaining to the registration status of CJM, please contact the state securities regulators for those states in which CJM maintains a registration filing-

www.nasaa.org – . A copy of the current written disclosure statement discussing

CJM’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov

INFORMATION PRESENTED IS FOR EDUCATONAL PURPOSES ONLY AND DOES NOT INTEND TO MAKE AN OFFER OR SOLICITATION FOR THE SALE OR PURCHASE OF ANY SPECIFIC SECURITIES, INVESTMENTS, OR INVESTMENT STRATEGIES. INVESTMENTS INVOLVE RISK AND UNLESS OTHERWISE STATED, ARE NOT GUARANTEED. BE SURE TO FIRST CONSULT WITH A QUALIFIED FINANCIAL ADVISER AND/OR TAX PROFESSIONAL BEFORE IMPLEMENTING ANY STRATEGY DISCUSSED HEREIN.

VIDEO DISCLAIMER

Investments involve risk and unless otherwise stated, are not guaranteed. Past performance cannot be used as an indicator to determine future results. Strategies mentioned may not be suitable for everyone. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for you. Before acting on any information mentioned, it is recommended to seek advice from a qualified tax professional or investment adviser to determine whether it is suitable for your specific situation.”