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Wealth Management

At CJM, wealth management is the methodical combination of Relationship Management, Investment Consulting, and Advanced Planning.

Wealth Management Landing PageRelationship Management

We work to build a solid, trusted relationship in order to address your needs effectively. We also manage a network of dedicated and knowledgeable professionals, and can bring together experts from financial, tax, legal, insurance and estate planning to support your unique and changing life’s needs. From investing and building wealth to philanthropy, retirement and wealth transfer, we are there to guide you every step of the way. We also stress the importance of working side-by-side with any of your other professional advisors, such as your attorney and accountant, so that we can work together to provide a comprehensive approach to your financial life.

Investment Consulting

Using the intelligent management of investments over time to help you achieve your financial goals, investment consulting requires us to deeply understand your most important challenges. We then design an investment plan that takes your time horizons and tolerance for risk into account to provide you with a financial roadmap that will maximize your probability of achieving your unique goals. We also monitor both your portfolio and your financial life over time so that we may make adjustments to your investment plan as needed.

Advanced Planning

Going far beyond investments, we look at all aspects that are important to your financial life. In order to maximize your potential for success, this comprehensive approach is broken down into four parts, including:

  • Wealth EnhancementThis process can be key to creating and maintaining your financial comfort. It can include managing resources and your portfolio, tax planning and tax efficiency issues, personal savings, simplifying your financial life, and education funding.
  • Wealth and Income ProtectionWe work to ensure that your wealth is protected against catastrophic losses, an extended illness or disability and identity fraud. Physicians who own their own practice might also want to consider strategies to protect their wealth and the value of their business.
  • Wealth TransferProper estate planning is the most effective way to help ensure that you are able to provide for the financial health and well-being of your loved ones. It can also reduce or prevent much of the stress that can often occur when heirs attempt to sort a family member’s estate.
  • Charitable GivingWe help you fulfill any philanthropic goals you might have and maximize the effectiveness of your charitable legacy.

This framework provides an intelligent method to making financial decisions, and can help you achieve your most important goals.