CJM Blog

Why Tax-Loss Harvesting Is A Good Idea

Over the last few weeks, the CJM team has been busy rebalancing our client portfolio’s and tax loss harvesting. So what exactly is tax-loss harvesting? It’s basically realizing a capital loss while maintaining the same exposure. For instance, if in your portfolio, there is a US equity fund with a $50k loss, you can sell...

What Exactly Is Security? Do You Feel Secure…

Something to think about – here’s a paradox: 1- We all know people who have more money than they will ever need, but are totally insecure. 2- We all know people who have almost nothing, but are totally secure. The conclusion this forces me to draw is that if security exists at all, it is...

What Is The Best Way To Manage Market Volatility?

Usually, when equity markets decline it gathers momentum, as we have seen of late, to the delight of financial journalism, which seems to always want to harp on the negativity and never look for the positive. The current market environment, as scary as it seems, is consistent with the later stages of a decline. At...

What to Make of big April Gains in the Market

Click the link to access our YouTube video–> 3 Things You Should Know About the Market from April 2020 This video, created by Charlie Massimo at CJM Wealth Management will explain 3 important things you should know from this past April’s stock market during the COVID-19 Pandemic and what to make of your big April...
CJM Wealth Management

What Is A Behavior Investment Consultant & Why It Should Matter To You

When I first decided to get into the business of advising and guiding clients as it relates to their family’s financial future and security, I read a book from Nick Murray titled, Behavior Investment Counseling. That book had a lasting and powerful impact on my life and my business. It’s how I shaped CJM Wealth...

Sequence-of-Returns Risk & What You Should Know

Do you find yourself worried as you near retirement that you will run out of money in the future? Usually, at this time, retirees or soon-to-be retirees begin to think about their reliability of income aka ROI. Before you look at your options, we thought we should help as you plan on generating your retirement...

LIBN: Advice for Investors When Stocks Fall

CJM Wealth Management Founder and CEO Charles Massimo was featured on the cover of the Long Island Business News issue published today, March 6-12, 2020. In an article titled Taking Stock of the Virus, he explains “You have to maintain an allocation that is good for your needs and your time frame no matter what...

The Only Source of Knowledge is Experience

Early on in my career, in 1999 while at Merrill Lynch, I learned one of the most valuable and expensive lessons on investing. It’s a lesson that has stayed with me ever since, surrounding a mistake that I never intend to make again. Stay with me, and you will see the relevance, and how this...

Forbes: Five Simple New Year’s Resolutions for Business Owners

Setting small, short-term goals for the new year is an excellent way for business owners to create momentum, and it can help set the tone for the next 12 months.

Important Announcement Regarding CJM Portfolios

Over the next two days Dimensional Fund Advisors (DFA) will be declaring its capital gains distributions. What does that mean for your portfolio value?
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