At CJM, We understand that sustaining your assets is as important as building your assets itself.
We safeguard your assets from being unjustly taken by potential creditors and litigants.
“We make a living by what we get, but we make a life by what we give” – Sir Winston Churchill
At CJM, we ensure that your loved ones are well taken care of.
Since we can never know which asset classes are about to “outperform” others, and which will fade away, diversification is a way to spread the risk and reward both within and across asset classes. Broad diversification eventually captures the full ride of all asset classes, but with a certain degree of muted volatility at any given moment.
In a 2008 study, the Dartmouth economist, Kenneth French, estimated that the costs of active management based on fess amounts to $100 billion annually. Over long time periods, high management fees and expenses can cause a significant drag on wealth creation. We offer structured investing which paves the way to nominal fees.
Timing and selection have very little impact on the portfolio returns in the long run. Asset allocation is a far greater determinant. Asset allocation is the long-term mix of stocks, bonds and cash. Otherwise known as “owning the market in slivers”, asset allocation involves purchasing almost every security in an asset class so as to obtain the true advantage of “buying and holding”.
Charles Massimo, President and CEO of CJM Wealth Management, does his quarterly review of the market. Q2 Market in ReviewRead More...
CJM Wealth Management is attuned to its client’s needs. We are always an email or phone call away and once a year we send a quick survey to our clients to gauge their overall impression of us. We use this survey as a tool to better serve our clients. Please click the following link to..Read More...
Melville, NY, February, 3, 2014 – Conquest Press has named Charles Joseph Massimo to their ‘2014 America’s Select Financial Advisors Book’. The nation’s top financial advisors were invited to apply for acceptance in this book. These Financial Advisors are among the chosen few that have met the strict qualifying criteria in order to be included…Read More...